Pawn your jewellery – simple, fair and discreet
Would you like to leave your jewellery as security? At Grüne's Leihhäuser, you receive cash immediately after the valuation. Your jewellery remains your property and can be redeemed at any time.
To get cash at short notice, you leave your jewellery as security for a pawn loan. After the valuation, you immediately receive a loan offer. Your jewellery remains your property and is kept in safe keeping during the term. As soon as you repay the pawn loan, you get your valuable item back.
Use the value, keep the piece
Use the value of your jewellery without selling it
Pawning jewellery lets you make use of the value of your pieces without parting with them permanently. Unlike a sale, you remain the owner of your jewellery. Once you have repaid the loan and the agreed monthly costs, you get your piece back.
Many customers choose this route because the process is straightforward. You do not need a bank or a SCHUFA check. Instead, your jewellery serves as security.
Step by step
Pawning jewellery is straightforward
Simply bring your jewellery to a Grüne's Leihhäuser branch. We value your pieces on site and make you a transparent offer. If you decide to accept it, you receive your cash immediately.
-
Bring your jewellery and ID
Simply bring your jewellery to a Grüne's Leihhäuser branch.
-
Valuation
We check your jewellery and determine its value.
-
Receive an offer
You receive a transparent offer straight away.
-
Take your cash
If you accept the offer, you receive your cash immediately.
Frequently pawned
These pieces of jewellery are suitable for a pawn loan
Many pieces of jewellery are suitable for pawning. What matters is the material, workmanship, condition and current value.
- Gold jewellery
- Silver jewellery
- Platinum jewellery
- Diamond jewellery
- Branded jewellery
- Rings
- Necklaces
- Bracelets
- Earrings
- Brooches
- Pendants
The advantages
Your benefits when pawning your jewellery
-
Cash on the spot
After the valuation, your money is paid out to you immediately.
-
Without SCHUFA
There is no SCHUFA check for a pawn loan.
-
Without a bank
You do not need a loan from a bank. Your jewellery serves as security.
-
Your jewellery remains your property
Once you have repaid the pawn loan, you will of course get your jewellery back.
-
Insured storage
Throughout the entire term, your jewellery is kept safe and insured.
-
Fair terms
The monthly costs are based on the statutory requirements for pawnshops.
The difference
Pawn or sell your jewellery
| Criterion | Pawn jewellery | Sell jewellery |
|---|---|---|
| Ownership | Your jewellery remains your property. | Ownership passes to the buyer. |
| Getting it back | After repaying the pawn loan, you get your jewellery back. | Getting it back is generally not possible. |
| Personal value | Keepsakes and heirlooms are preserved. | The jewellery is given up permanently. |
| Payout | Payout after the valuation and conclusion of the pawn agreement. | Payout after your jewellery has been sold. |
In detail
Different types of jewellery are valued individually
Many pieces of jewellery are suitable as security for a pawn loan. Decisive factors include the precious metal used, any gemstones, the workmanship and the current value.
-
Gold jewellery
Gold jewellery is one of the most frequently pawned valuable items. Whether it’s a ring, necklace, bracelet or pendant – many pieces of jewellery are suitable as security for a pawn loan. Our staff value your gold jewellery on site and explain the valuation to you clearly and transparently.
-
Silver jewellery
Silver jewellery can also be pawned. This includes, for example, silver necklaces, rings, bracelets or cutlery, provided they meet the acceptance criteria. Material, weight and condition, among other things, are decisive for the valuation.
-
Diamond jewellery
Diamond jewellery often has a high value. In the valuation, we take into account the quality of the diamond, the precious metal and the workmanship of the piece, among other things. This way, you receive a clear and comprehensible offer.
-
Branded jewellery
Jewellery from renowned brands can also be suitable as a pledge. In addition to material and workmanship, the brand can also play a role in the valuation. Feel free to bring any certificates or the original packaging. They can support the valuation but are not a requirement.
-
Inherited jewellery
Heirlooms often have a high personal value. If you do not want to part with them permanently, pawning can be a suitable option. Your jewellery remains your property and is kept in safe keeping during the term. Once you have repaid the pawn loan, you will of course get it back.
-
Platinum jewellery
Platinum jewellery is also suitable as security for a pawn loan. Fineness, weight, workmanship and any gemstones, among other things, are decisive for the valuation.
-
Your piece isn’t listed?
Our staff check every piece of jewellery individually and explain clearly how our offer is arrived at.
Find a branch
What we look at
These features affect the value of your jewellery
At Grüne's Leihhäuser, every piece of jewellery is valued individually. How much you can borrow depends on various factors.
-
Precious metal
The precious metal used often forms the basis of the valuation. Gold, silver and platinum differ in material value. Fineness also plays an important role.
-
Weight
The weight of your piece is also taken into account in the valuation. Together with the precious metal, this determines the material value.
-
Gemstones
If gemstones are set in the piece, they are taken into account in the valuation. Depending on their type, size, quality and condition, they can affect the value of the piece.
-
Brand
Jewellery from renowned makers can have additional value beyond its material value. That is why we also take the brand and the specific model into account in the valuation.
-
Workmanship
Craftsmanship also plays a role. High-quality jewellery or elaborately crafted unique pieces can have an effect on the valuation.
-
Condition
The condition of your jewellery is also taken into account. Normal signs of wear are generally not a problem.
Without documents
An invoice or certificate is not always required
Many pieces of jewellery can be pawned even without an invoice or certificate. If you have documents such as receipts, certificates of authenticity or the original packaging, feel free to bring them along. They can support the valuation but are in many cases not a requirement.
What matters is that you can identify yourself with a valid ID document and are entitled to dispose of the jewellery.
Frequently asked questions
Frequently asked questions about pawning jewellery
-
Can I pawn jewellery with gemstones?
Yes. Many pieces of jewellery with set gemstones are suitable for pawning. In the valuation, we take into account both the precious metal and the gemstones as well as other value-determining features.
-
Can I pawn inherited jewellery?
Yes. Heirlooms can also be pawned. Many people do not want to part with family jewellery permanently. When you pawn it, your jewellery remains your property and can be redeemed after you have repaid the pawn loan.
-
Can I pawn branded jewellery?
Yes. Jewellery from renowned brands can also be suitable for pawning. Our staff value each piece individually, taking into account material, workmanship, brand and condition, among other things.
-
Do you also accept damaged jewellery?
That depends on the individual piece. Jewellery with signs of wear or minor damage can also be suitable for pawning. Our staff check your jewellery on site and explain the valuation to you clearly.
-
Does my jewellery need to be cleaned before the valuation?
No. Professional cleaning is not necessary. What matters is that we can properly assess your piece and its value-determining features.
Grüne’s Leihhäuser near you
Find a branch near you
Simply bring your valuable item and a valid ID document to a Grüne’s Leihhäuser branch. Our staff value it expertly on site and explain the result of the valuation to you clearly and transparently.
If you accept the offer, you usually receive the agreed amount immediately. During the term, your valuable item is stored safely and insured.
Learn more
You might also be interested in
- Read more Pawn loans explained Process, costs and term at a glance.
- Read more Pawn gold Gold jewellery, coins and bars as security.
- Read more Pawn watches From branded watches to gold watches.
- Read more Buy jewellery In our online shop, you will find inspected pieces of jewellery – from timeless classics to special unique pieces.
- Read more Frequently asked questions Answers about pawn loans, valuation and redemption.
Have your jewellery valued and receive an offer
Simply bring your jewellery with you. After the valuation, you receive an offer straight away. If you decide to accept it, you get your cash immediately. Your jewellery is kept in safe keeping and can be redeemed later.