Pawn loans at Grüne’s Leihhäuser
Loan without a SCHUFA check – cash fast, without a bank
With a pawn loan, you get cash quickly, without a SCHUFA check and without a bank. Simply leave a valuable item as security and take the money with you straight away.
Your benefits
Only your pledge serves as security
Terms regulated by law
Insured storage
Here for you for almost 100 years
At Grüne’s Leihhäuser, you get a loan without a SCHUFA check in the form of a pawn loan. You leave a valuable item as security and receive cash for it immediately. No SCHUFA check or credit assessment is required.
Four-step process
Cash in four steps
There are four steps from your visit to the branch to the payout. There is no application, no waiting time and no credit assessment.
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Bring your valuable item
Bring a valuable item and a valid ID document to one of our branches. Suitable items for a pawn loan include jewellery, watches, precious metals or electronics.
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Free valuation
Our experts value your item on site and determine the loan value.
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Get cash on the spot
If you accept the offer, the agreed amount is paid out to you immediately.
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Redeem your pledge
Once you have repaid the loan plus the statutory interest and monthly costs, you get your valuable item back.
Pawn loan or bank loan
Why a pawn loan is an alternative to a bank loan
If you are looking for a loan without a SCHUFA check, you mainly want to get cash quickly and easily. A pawn loan differs from a conventional bank loan in several ways.
| Criterion | Pawn loan at Grüne’s Leihhäuser | Traditional bank loan |
|---|---|---|
| SCHUFA check | No SCHUFA check | SCHUFA check |
| Credit check | No credit check | Credit check |
| Proof of income | Not required | Required |
| Liability | Only the pawned item serves as security | Personal liability |
| Payout | Right on site once concluded | After review and approval |
| Terms | Regulated by law | Individually negotiated |
With a pawn loan, you get cash quickly without signing a conventional loan agreement with a bank. The loan amount depends on the value of your pawned item — no SCHUFA check or credit assessment is required.
What is suitable
Which items are suitable for a pawn loan?
Our experts value your item on site and determine the loan value. As a general rule, the item should be your property and fully paid for.
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Jewellery and watches
Jewellery is one of the most frequently pawned valuable items. This includes, for example, rings, necklaces, bracelets or high-quality wristwatches. Diamonds and other gemstones can also be valued, depending on their design.
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Gold and precious metals
Gold jewellery, coins, bars or other precious metals are also suitable for a pawn loan. The loan value depends, among other things, on the material, purity and current market value.
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Electronics
High-quality electronics can also be pawned. These include, for example, smartphones, tablets, laptops, cameras, games consoles or televisions. What matters is the condition, age and demand for the device in question.
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Other valuable items
Depending on their condition, musical instruments, antiques, tools or machines may also be suitable for a pawn loan. If you are unsure whether your valuable item is suitable, we will be happy to advise you in person at one of our branches.
Loan amount and loan value
How much cash you get for your valuable item
The amount of your loan depends on the value of the item you want to pawn. Our experts value it on site and determine the loan value. On this basis, you receive an offer for your pawn loan.
The loan value is based on the price the item could fetch at a possible auction. The amount of the pawn loan is set on this basis.
Every valuable item is valued individually. This is why the loan amount can only be confirmed after a personal assessment. If you accept the offer, we pay you the agreed amount on site — without waiting for a bank’s decision.
Transparent costs
Terms regulated by law
A pawn loan is subject to terms regulated by law. The interest and monthly costs are transparent and depend on the loan amount. This way, you know from the outset what costs will arise.
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Three-month term with the option to extend
A pawn loan has a statutory term of three months. If you need more time, you can extend the term. To do so, you pay the interest and monthly costs incurred up to that point. Your pledge then remains in safe keeping.
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Regulated by law and transparent
The terms of a pawn loan are set by law. This means you benefit from a transparent cost structure without individual credit negotiations or hidden charges.
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These are the costs
1% interest per month on the loan amount, plus statutory monthly costs for the storage and insurance of your pawned item.
Find a branch
Calculate in advance
Calculate your pawn loan in advance
The total cost depends on the amount of your loan and the term. With our pawn loan calculator, you can easily work it out in advance.
Your costs at a glance
| Item | 1 month | 2 months | 3 months |
|---|---|---|---|
| Loan amount | €300.00 | €300.00 | €300.00 |
| Interest | €3.00 | €6.00 | €9.00 |
| Monthly fees | €6.50 | €13.00 | €19.50 |
| Total costs | €9.50 | €19.00 | €28.50 |
| Redemption amount | €309.50 | €319.00 | €328.50 |
Why Grüne’s Leihhäuser
Why many people choose Grüne’s Leihhäuser
A pawn loan offers you a simple way to get cash quickly. At the same time, you benefit from clear processes, transparent terms and a high level of security.
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Only your pledge serves as security
With a pawn loan, only your valuable item serves as security. No additional collateral or guarantor is required. Once you have repaid the loan in full, you get your pawned item back.
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Insured storage of your valuable item
Throughout the entire term, your pledge is kept safe and insured. It is redeemed on presentation of the pawn ticket. This way, your valuable item remains protected until it is returned.
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Here for you for almost 100 years
For almost 100 years, Grüne’s Leihhäuser has supported people with experience, discretion and clear processes. Our staff value your item carefully and answer your questions in person.
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Personal advice near you
In our branches, we take time for your request. You receive an individual valuation of your valuable item and a transparent offer – without long waiting times or complicated application procedures.
Grüne’s Leihhäuser near you
Find a branch near you
Simply bring your valuable item and a valid ID document to a Grüne’s Leihhäuser branch. Our staff value it expertly on site and explain the result of the valuation to you clearly and transparently.
If you accept the offer, you usually receive the agreed amount immediately. During the term, your valuable item is stored safely and insured.
Learn more
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Pawn valuable items
Get a loan without a SCHUFA check, fast
Would you like an initial estimate of the amount possible for your valuable item? Send us the details via the online form, with no obligation.