Pawn loans at Grüne’s Leihhäuser
Pawn loan – fast cash for valuable items
With a pawn loan, you make use of the value of your valuable item without having to sell it. You receive cash immediately after the valuation and can redeem your pledge later.
Your benefits
Immediate payout after the valuation
Your valuable item remains your property
No SCHUFA check
Safe and insured storage
A pawn loan at Grüne’s Leihhäuser lets you get cash at short notice in exchange for a valuable item. You can pawn, for example, gold, jewellery, watches, technology, tools, musical instruments and many other valuable items. Unlike a conventional bank loan, it is the value of your pledge that counts – no SCHUFA check is required. The valuation and payout take place in person at one of our branches.
Simply explained
How a pawn loan works
With a pawn loan, your valuable item serves as security for the loan. Our staff value it and determine the possible loan amount on this basis. Unlike a conventional bank loan, what matters is not your creditworthiness but the value of the item you leave with us. A SCHUFA check is therefore not required.
If you accept the offer, the pawn agreement is concluded and the agreed amount is paid out immediately. During the term, the item remains your property and is kept in safe keeping. When you repay the loan including interest and monthly costs, you get your pledge back.
Step by step
Your pawn loan in a few steps
A pawn loan can be arranged in just a few steps. Simply bring your valuable item to a Grüne’s Leihhäuser branch. After the valuation, you receive a transparent offer.
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Bring your valuable item
Bring your valuable item and – if available – documents such as invoices, certificates or guarantee cards. To take out a pawn loan, you must be at least 18 years old and identify yourself on site: with an identity card, or with a passport and certificate of registration (Meldebescheinigung).
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Valuation
Our staff assess the value of your item and explain clearly how the offer is made up.
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Receive an offer
Based on the valuation, you receive a transparent offer. You then decide at your own pace whether you would like to take out the pawn loan, and for what amount.
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Take your cash with you
Once the pawn agreement has been concluded, the agreed amount is paid out to you immediately. During the term, your valuable item is kept in safe keeping.
From gold to technology
You can pawn these valuable items
Many valuable items are suitable as security for a pawn loan: gold, jewellery, watches, technology, tools, musical instruments and more. Which items can be pawned and which factors play a role in the valuation depends on the type of valuable item.
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Pawn gold
Gold jewellery, gold coins or gold bars can serve as security for a pawn loan.
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Pawn jewellery
Whether it’s a ring, necklace, bracelet or heirloom – many pieces of jewellery are suitable for pawning.
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Pawn watches
From high-quality branded watches to gold watches: many watches can be pawned.
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Pawn technology
Laptop, tablet, camera, games console, speakers: many devices retain their value.
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Pawn a mobile phone
A current smartphone can also be suitable for a pawn loan.
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Tools, instruments and bags
Our specialists also value tools, musical instruments and high-quality handbags and belts directly in the branch.
More than gold
More is valuable to us than you might think
Whether it’s a cordless drill, a circular saw or a musical instrument: you can also pawn tools and equipment with us. Our specialists check your item directly in the branch and tell you the possible amount.
This way, you bridge a financial shortfall without selling your tools. After repayment, you take them home again.
The advantages
Your benefits with a pawn loan
A pawn loan lets you make use of the value of your valuable items without having to part with them permanently. At the same time, you benefit from clearly regulated processes and transparent terms.
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Get cash immediately
After the valuation, you decide what amount you would like to take. You receive the money immediately.
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Your property remains yours
You do not sell your valuable item, you only pawn it. When you redeem your pledge, you get it back.
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Clear terms
Interest and monthly costs are shown to you transparently before you take out the pawn loan.
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Cash without getting into debt
Your valuable item serves as security. You receive cash without taking out a conventional loan.
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Kept safe and insured
During the term, your valuable item is kept safe and insured.
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Little paperwork
Instead of extensive loan applications, only a few formalities are needed. After the valuation, we record the agreement on a pawn ticket.
Why choose us
Good reasons for a pawn loan at Grüne’s Leihhäuser
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Germany’s largest private pawnshop.
Big enough for plenty of experience. Personal enough for your concerns.
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We lend on more than gold.
With us, more things are valuable than you might think.
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Since 1932.
Experience you can rely on. Knowledge that moves with the times.
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No one can know everything. Good thing there are many of us.
That way, your valuable item gets exactly the expertise needed for a sound valuation.
Pawn loan or sale
Use the value without giving it up permanently
| Criterion | Pawn loan | Buy and sell |
|---|---|---|
| Ownership | You remain the owner of your valuable item. | Ownership passes to the buyer. |
| Getting it back | After repaying the loan, you get your valuable item back. | Getting it back is generally not possible. |
| Purpose | Short-term use of the value of your item. | Permanent sale of the valuable item. |
| Payout | Payout after the valuation. | Payout after the sale. |
If you do not want to part with your valuable item permanently, a pawn loan can be the right solution. Once you have repaid the loan plus the agreed interest and monthly costs, you get your valuable item back. When you sell, ownership passes permanently to the buyer.
Calculate in advance
Calculate your pawn loan in advance
With our pawn loan calculator, you can work out in advance the interest and monthly costs for your desired loan amount.
Your costs at a glance
| Item | 1 month | 2 months | 3 months |
|---|---|---|---|
| Loan amount | €300.00 | €300.00 | €300.00 |
| Interest | €3.00 | €6.00 | €9.00 |
| Monthly fees | €6.50 | €13.00 | €19.50 |
| Total costs | €9.50 | €19.00 | €28.50 |
| Redemption amount | €309.50 | €319.00 | €328.50 |
Frequently asked questions
Frequently asked questions about pawn loans
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Which valuable items are suitable for a pawn loan?
Many valuable items can serve as security for a pawn loan. These include gold, jewellery, watches, coins, technology and tools. Our staff check on site which items are suitable in each individual case.
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How quickly will I get my money?
After your valuable item has been valued and the pawn agreement concluded, the agreed amount is usually paid out immediately.
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Does my valuable item remain my property?
Yes. Throughout the entire term, your valuable item remains your property. Once you have repaid the loan plus the agreed interest and monthly costs, you get it back.
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Do I need an appointment?
No. You can visit a Grüne's Leihhäuser branch during opening hours. Our staff will value your item on site.
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Which documents should I bring?
Please bring a valid identity card. Alternatively, a passport together with a certificate of registration (Meldebescheinigung) or a valid residence permit is sufficient. Depending on the valuable item, invoices, certificates or guarantee cards can also support the valuation.
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What is a SCHUFA check and why don’t we carry one out?
SCHUFA (credit check) is a company that collects information on how reliably people pay their bills and loans. Banks use this information to assess creditworthiness. Many people worry that a negative SCHUFA entry could mean they will not get a loan.
At Grüne’s Leihhäuser, you don’t need to worry about this. We do not carry out a SCHUFA check, because with a pawn loan your valuable item serves as security. What matters is its value, not your credit history.
Grüne’s Leihhäuser near you
Find a branch near you
Simply bring your valuable item and a valid ID document to a Grüne’s Leihhäuser branch. Our staff value it expertly on site and explain the result of the valuation to you clearly and transparently.
If you accept the offer, you usually receive the agreed amount immediately. During the term, your valuable item is stored safely and insured.
More about pawn loans
You might also be interested in
Enquire about a pawn loan in advance, with no obligation
If you would like an initial estimate of whether a loan is possible and for what amount, simply fill in our online form and send us the required details about your valuable item.