FAQ simply answered.

A pawn loan at Grüne’s Leihhäuser runs for three months. During this time you can redeem your valuable item or extend the pawn loan.

Yes. You can extend your pawn loan by another three months as often as you like. To do so, you pay the interest and monthly costs incurred up to that point. If you redeem earlier, you only pay for the months begun.

If you do not redeem your valuable item or extend the pawn loan before the deadline, it goes to public auction in accordance with the Pfandleiherverordnung (German Pawnbrokers Ordinance). Any excess proceeds (surplus) are paid out to you. If the auction raises less than the amount owed, Grüne’s Leihhäuser bears the shortfall. You are not personally liable and there is no SCHUFA entry.

Our pawnbrokers value your item directly on site. They take into account its condition, age and current market value, among other things. On this basis, you receive your pawn loan offer.

No. You decide how much you want to borrow. For example, if the valuation shows a possible pawn loan of 800 euros, you can take just 400 euros. This leaves you the option of borrowing more against the item later.

You need a valid ID showing your current registered address. An identity card already includes the address. If you present a passport, you also need proof of your registered address, such as a certificate of registration (Meldebescheinigung) or a residence permit.

With your email address, we can notify you before an unredeemed pledge goes to auction. This gives you the chance to redeem it beforehand or extend the pawn loan.

Yes. Another person can redeem your valuable item if they present the pawn ticket. If you have lost your pawn ticket, please contact us immediately. We will block the pawn ticket. After that, only you can redeem the item on presentation of your ID.

A pawnshop grants you a short-term loan against a valuable item you leave as security. You bring the item to the branch, it is assessed and you receive cash on the spot – without a SCHUFA check and without proof of income. If you repay the loan within the term, together with interest and monthly costs, you get your item back.

We lend against anything with a stable resale value: above all gold and silver jewellery, investment gold, coins, high-quality branded watches and high-end electronics. Tools, musical instruments and household appliances are also possible. Each branch decides during the assessment whether an item is accepted.

The costs are regulated by law. A pawn loan incurs 1% interest per month on the loan amount plus monthly costs. Up to 300 euros, these are set by the Pfandleiherverordnung (German Pawnbrokers Ordinance); for higher amounts, Grüne’s Leihhäuser charges 3% of the loan amount per month. You will be told all costs before signing, and they are shown on your pawn ticket.

No. A pawnshop requires neither a SCHUFA report nor proof of income. Your pledge is the only security. All you need is a valid identity card or passport, and you must be at least 18.

SCHUFA (credit check) is a company that collects information on how reliably people pay their bills and loans. Banks use this information to assess creditworthiness. Many people worry that a negative SCHUFA entry could mean they will not get a loan.

At Grüne’s Leihhäuser, you don’t need to worry about this. We do not carry out a SCHUFA check, because with a pawn loan your valuable item serves as security. What matters is its value, not your credit history.

Yes. Your valuable item is stored properly, insured against loss and damage and protected by modern security technology. If you redeem it on time, you get it back in the same condition.

With a pawn loan, the item remains your property – you can collect it at any time within the term. Grüne’s is purely a pawnshop: we do not buy or sell goods. Unredeemed pledges are only ever sold at public auctions.

Just your valuable item and a valid identity card or passport. No appointment is needed; you must be at least 18. For electronics, accessories such as the charger or original packaging help; for watches and bags, the box, papers and certificates of authenticity increase the loan value.