Pawn loans at Grüne’s Leihhäuser
Borrow money without a bank
Pawn a valuable item and receive cash on the spot. No bank and no SCHUFA check. Your pledge is kept safe and you can redeem it again.
Your benefits
Cash on the spot
Without a SCHUFA check
Insured storage
Here for you since 1932
At Grüne’s Leihhäuser, you can borrow money at short notice by pawning a valuable item. The amount of the loan you can receive depends on the value of your item: you can get up to 80% of the value of your pledge as a short-term loan. No SCHUFA check or proof of income is required. You decide for yourself whether to accept the offer and for what amount.
In four steps
How easy it is to borrow money
For a loan, bring your valuable item to a Grüne’s Leihhäuser branch. There, after an expert valuation, you receive a non-binding offer. If you accept it, the agreed amount is paid out to you straight away.
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Bring your valuable item
Bring your valuable item and a valid ID to one of our branches: identity card, or passport with certificate of registration (Meldebescheinigung). If needed, also an invoice or certificate of authenticity.
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Have the value assessed
Our experts examine your item right on site. Depending on the valuable item, different characteristics are taken into account in the expert valuation.
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Receive an offer
Based on the expert valuation, you receive an offer for your loan. It can be up to 80% of the value. You decide whether to accept it and for what amount.
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Take your cash with you
Once the pawn loan has been concluded, the agreed amount is paid out to you directly or transferred. Your valuable item is stored safely and insured.
Pawn loan or bank loan
Why a pawn loan is an alternative to a bank loan
| Criterion | Pawn loan at Grüne’s Leihhäuser | Traditional bank loan |
|---|---|---|
| SCHUFA check | No SCHUFA check | SCHUFA check |
| Credit check | No credit check | Credit check |
| Proof of income | Not required | Required |
| Liability | Only the pawned item serves as security | Personal liability |
| Payout | Right on site once concluded | After review and approval |
| Terms | Regulated by law | Individually negotiated |
A pawn loan is therefore particularly suitable if you want to pawn a valuable item and receive the money straight away. You do not need to submit a conventional loan application to a bank.
From gold to technology
You can pawn these valuable items
To borrow money, you need a valuable item that is suitable as a pledge. The amount you receive for it depends on the item and its value.
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Pawn gold
Gold jewellery, coins and bars: material, purity and market value determine the loan value.
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Pawn jewellery
Rings, necklaces, bracelets and heirlooms, including those with diamonds.
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Pawn watches
For a watch, brand, model, design and condition all play a role.
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Pawn technology
Laptop, tablet, camera, games console: condition, age and demand are what count.
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Pawn a mobile phone
Even a used smartphone can still have a loan value. How high it is depends on the model, age and condition.
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And much more
Tools, musical instruments, antiques: just ask us at the branch.
Value is what counts
The value of your pledge determines the loan amount
How much money you can borrow depends on the value of your pledge. The interest and monthly costs also depend on the loan amount. That is why every item is examined and valued individually.
Which characteristics are important for the valuation differs from item to item. For a watch, for example, brand, model and condition play a role. This ensures the right expertise goes into the valuation.
Based on the valuation, you receive a specific offer. Only then do you decide whether to accept a loan and for what amount.
Clear terms
Borrow money at short notice on legally regulated terms
With a pawn loan, interest and monthly costs are regulated by law. You pay 1% interest per month on the loan amount. In addition, there are legally regulated monthly costs for the storage and insurance of your pledge.
The initial term is three months. If you want to redeem your pledge later, you can extend the loan. To do so, you pay the interest and monthly costs incurred up to that point.
This way, you can borrow money at short notice for a limited period and then get your valuable item back.
Calculate in advance
What does it cost to borrow money at short notice?
Enter the loan amount you would like. The calculator shows the interest, monthly costs and the total you pay to redeem your pledge.
Your costs at a glance
| Item | 1 month | 2 months | 3 months |
|---|---|---|---|
| Loan amount | €300.00 | €300.00 | €300.00 |
| Interest | €3.00 | €6.00 | €9.00 |
| Monthly fees | €6.50 | €13.00 | €19.50 |
| Total costs | €9.50 | €19.00 | €28.50 |
| Redemption amount | €309.50 | €319.00 | €328.50 |
No bank, no SCHUFA
Borrow money easily without a bank
A pawn loan does not require a conventional bank loan. Your valuable item serves as security. That is why neither a SCHUFA check nor proof of income is required.
The loan amount depends on the value of your pledge. Your personal creditworthiness does not determine the loan amount. Once you have repaid the loan, you get your valuable item back.
Why Grüne’s Leihhäuser
Experience that goes into every valuation
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In the pawn loan business since 1932
For almost 100 years, lending against valuable items has been the business of Grüne’s Leihhäuser. And it is a family affair, now in its 4th generation. This experience goes into every valuation we do.
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Specialists for different valuables
Jewellery, precious metals, watches and other high-value items place different demands on the valuation. That is why we have specialists from various fields.
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Germany’s largest private pawnshop
Grüne’s Leihhäuser is Germany’s largest private pawnshop and combines many years of experience with broad expertise in pawn lending.
Grüne’s Leihhäuser near you
Find a branch near you
Simply bring your valuable item and a valid ID document to a Grüne’s Leihhäuser branch. Our staff value it expertly on site and explain the result of the valuation to you clearly and transparently.
If you accept the offer, you usually receive the agreed amount immediately. During the term, your valuable item is stored safely and insured.
Learn more
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Pawn valuable items
Enquire about a loan in advance
Would you like to know in advance whether a loan is possible and for what amount? Send us the details of your valuable item. We will give you a non-binding estimate and get back to you within 24 hours.